Purchase an existing property or build a new home
Including our discounted Customs Value Home Loan, only available for current serving Customs Employees.
You can split your Home Loan into flexible and fixed, to get the best of both options
Setup an Offset Account to help decrease your interest payable and payoff your loan sooner
For certainty of knowing what your repayments will be for a 2, 3 or 5 year term, read more about how Fixed and Variable Interest Rates Work
Because we want you enjoying your new property no matter what happens!
Draw from the equity of your mortgage to access funds when you need them
Quality for our Reduced Fees Program to reduce (or even eliminate) fees!
For more information about the Land Rent Scheme Home Loan call Border Bank Canberra Branch on (02) 6206 7000 or read our Fact Sheet.
Further information is also available from the ACT Revenue Office website.
Eligibility:
To be eligible you must attend a free compulsory Canberra Institute of Technology (CIT) information session. For information on CIT sessions or to make a booking, email infoline@cit.edu.au or phone (02) 6207 3188.
Offset facility not available with Fixed Interest Rate Home Loans.
Who can apply for a loan?
You can apply for a loan individually or jointly with one other person or multiple person/s. To apply you need to:
Terms & Conditions
Terms and conditions apply and are available on request. Fees and charges, lending criteria and ACT Government requirements under the Land Rent Scheme apply, which includes a compulsory Canberra Institute of Technology (CIT) information session.
^ The comparison rate is based on a loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
1. Not available on fixed interest loans.
2. An early repayment fee may apply on fixed rate portion of any loan.
