Following the recent RBA decision on interest rates, Customs Bank will decrease its variable interest rate mortgages1 by the full 0.25% as follows:

  • Goldrate Home Loan will decrease from 4.44% to 4.19%
  • Customs Value Home Loan will decrease from 4.82% to 4.57%
  • Premium Variable Home Loan (Owner Occupied) will decrease from 5.14% to 4.89%.

Still Lower than the banks
It is important to note that all the loans above still positions Customs Bank below the Big Banks:


Why our Members Continually Benefit
It is good to keep in mind that some banks do charge a monthly service fee on their home loans in the range of $8 to $10 and savings account offset fees which in effect does raise their interest rates. Customs Bank has no account keeping fees on its Premium, Goldrate or Customs Value home loan products. Plus they qualify for our Reduced Fees Program2 to reduce (or even eliminate) fees and charges.