Consumer frauds targeting job seekers are flourishing, particularly online during tough economic times. They generally start with a too-good-to-be-true offer such as an opportunity to earn thousands of dollars a month while working from home, and end with consumers out of a ‘job’ and money sent to pay for the opportunity.
They generally follow one of two patterns:
1. Scammers pose as ‘recruiters’ pitching offers of guaranteed employment or as ‘employers’ extending job offers on the condition that victims pay up front for things like credit checks or application or recruitment fees. Victims pay, but the job never existed.
2. Scammers pose as ‘company’ representatives and seek sensitive personal and/or financial information from victims under the guise of doing credit or background checks. They then target victims later on for identity theft and may apply for credit/loans in the victim’s name.