Goldrate Investment Home Loan 3.59% p.a.4 (comparison rate 3.67% p.a.*)
Ends 20 April 2020
Customs Value Home Loan Owner Occupied~ 2.79% p.a. (comparison rate* 3.10% p.a.)
Apple Pay now available at Border Bank
Now you can enjoy all the benefits of your Border Bank Visa Credit or Debit Card using Apple Pay. It’s the easy, secure and private way to pay.2
For a limited time only3
When you transfer your balance to Border Bank’s Visa Credit Card!
Download the Border Bank App today!
Providing a quick, easy and secure way to bank on the move.
Terms & Conditions
The interest rate and comparison rate is current as at and is subject to change.
2. Digital Wallet Terms of Use
3. Terms and conditions apply and are available on our website. Fees and charges and lending criteria apply. 0% p.a. is applied to the Border Bank Visa Credit Card only if the card account being transferred is paid out in full and cancelled. Minimum balance transfer per card is $500.00. We reserve the right to withdraw this offer at any time. Interest rate on remaining balance will revert to our standard variable Visa Card rate, currently 10.76% p.a. Not available in conjunction with any other offer.
4. Effective date 20/1/20. Terms, conditions, fees, charges and lending criteria apply. Minimum loan amount is $50,000. Investment real estate lending is limited to purchase or refinance to a maximum Loan Value Ratio (LVR) of 90%.
^ Effective Date: 14 October 2019. Terms & conditions, fees, charges and lending criteria apply. A Financial Services Guide (FSG) including terms and conditions is available at all Branches, on our website and upon request. This Home Loan is only available to new owner-occupied borrowers. Minimum loan amount is $50,000. Not available for investment purposes or for refinancing of existing Border Bank loans. This Home Loan cannot be taken in conjunction with any other offer, bonus or discount. This Home Loan cannot be split with a fixed term or any other Border Bank Home Loan product. A maximum Loan Value Ratio (LVR) of 80% including the capitalisation of Mortgage Protection Insurance applies. This Home Loan is a limited time offer and can be withdrawn at any time. Waived Establishment Fee offer is only available to owner-occupied borrowers who apply between 15/9/19 – 31/1/20 and have their loan funded by 31/3/20. This offer is only applicable to single security loans.
*For all Border Bank Home Loans, the comparison rate is based on a loan of $150,000 over a 25 year term (note: for Interest Only Home Loans, the comparison rate is based on an initial 3 year Interest Only period). For all Border Bank Car and Personal Loans, the comparison rate is based on a loan of $30,000 over a 5 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
***Bonus offer not available for refinancing of existing Border Bank home loans. Loan needs to be applied for between 20/1/20 – 20/4/20 and needs to be funded within 3 months of application date. Minimum loan amount is $50,000. $500 will be credited to S1 account within 1 month of loan settlement. This offer is not available in conjunction with any other offer, bonus or discount and can be withdrawn at any time.
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