Home Loans

Fix your interest rate for a set period to keep your repayments stable.

• Protects against interest rate increases during the fixed term
• Helps with budgeting and repayment planning

Choose a fixed term that suits your needs.

• Shorter terms offer more flexibility
• Longer terms provide greater repayment certainty (No 4-year term currently offered)

Make additional repayments during your fixed term within the allowed limit.

• Up to $9,999 per calendar year
• Helps reduce interest and loan balance faster
• Exceeding this limit may incur break costs

Access extra repayments made during the fixed term if required.

• Minimum redraw amount of $500 and maximum of $50,000
• Only available once the loan reverts to variable
• Access via internet banking or in branch
• Subject to available redraw balance

Keep more of your money with zero annual account fees

Fix your interest rate for a set period to keep your repayments stable.

• Protects against interest rate increases during the fixed term
• Helps with budgeting and repayment planning

Choose a fixed term that suits your needs.

• Shorter terms offer more flexibility
• Longer terms provide greater repayment certainty (No 4-year term currently offered)

Make additional repayments during your fixed term within the allowed limit.

• Up to $9,999 per calendar year
• Helps reduce interest and loan balance faster
• Exceeding this limit may incur break costs

Access extra repayments made during the fixed term if required.

• Minimum redraw amount of $500 and maximum of $50,000
• Only available once the loan reverts to variable
• Access via internet banking or in branch
• Subject to available redraw balance

Keep more of your money with zero annual account fees

Fix your interest rate for a set period to keep your repayments stable.

• Protects against interest rate increases during the fixed term
• Helps with budgeting and repayment planning

Choose a fixed term that suits your needs.

• Shorter terms offer more flexibility
• Longer terms provide greater repayment certainty (No 4-year term currently offered)

Make additional repayments during your fixed term within the allowed limit.

• Up to $9,999 per calendar year
• Helps reduce interest and loan balance faster
• Exceeding this limit may incur break costs

Access extra repayments made during the fixed term if required.

• Minimum redraw amount of $500 and maximum of $50,000
• Only available once the loan reverts to variable
• Access via internet banking or in branch
• Subject to available redraw balance

Keep more of your money with zero annual account fees

Fix your interest rate for a set period to keep your repayments stable.

• Protects against interest rate increases during the fixed term
• Helps with budgeting and repayment planning

Choose a fixed term that suits your needs.

• Shorter terms offer more flexibility
• Longer terms provide greater repayment certainty (No 4-year term currently offered)

Make additional repayments during your fixed term within the allowed limit.

• Up to $9,999 per calendar year
• Helps reduce interest and loan balance faster
• Exceeding this limit may incur break costs

Access extra repayments made during the fixed term if required.

• Minimum redraw amount of $500 and maximum of $50,000
• Only available once the loan reverts to variable
• Access via internet banking or in branch
• Subject to available redraw balance

Keep more of your money with zero annual account fees

Fix your interest rate for a set period to keep your repayments stable.

• Protects against interest rate increases during the fixed term
• Helps with budgeting and repayment planning

Choose a fixed term that suits your needs.

• Shorter terms offer more flexibility
• Longer terms provide greater repayment certainty (No 4-year term currently offered)

Make additional repayments during your fixed term within the allowed limit.

• Up to $9,999 per calendar year
• Helps reduce interest and loan balance faster
• Exceeding this limit may incur break costs

Access extra repayments made during the fixed term if required.

• Minimum redraw amount of $500 and maximum of $50,000
• Only available once the loan reverts to variable
• Access via internet banking or in branch
• Subject to available redraw balance

Keep more of your money with zero annual account fees

Fix your interest rate for a set period to keep your repayments stable.

• Protects against interest rate increases during the fixed term
• Helps with budgeting and repayment planning

Choose a fixed term that suits your needs.

• Shorter terms offer more flexibility
• Longer terms provide greater repayment certainty (No 4-year term currently offered)

Make additional repayments during your fixed term within the allowed limit.

• Up to $9,999 per calendar year
• Helps reduce interest and loan balance faster
• Exceeding this limit may incur break costs

Access extra repayments made during the fixed term if required.

• Minimum redraw amount of $500 and maximum of $50,000
• Only available once the loan reverts to variable
• Access via internet banking or in branch
• Subject to available redraw balance

Keep more of your money with zero annual account fees

Fix your interest rate for a set period to keep your repayments stable.

• Protects against interest rate increases during the fixed term
• Helps with budgeting and repayment planning

Choose a fixed term that suits your needs.

• Shorter terms offer more flexibility
• Longer terms provide greater repayment certainty (No 4-year term currently offered)

Make additional repayments during your fixed term within the allowed limit.

• Up to $9,999 per calendar year
• Helps reduce interest and loan balance faster
• Exceeding this limit may incur break costs

Access extra repayments made during the fixed term if required.

• Minimum redraw amount of $500 and maximum of $50,000
• Only available once the loan reverts to variable
• Access via internet banking or in branch
• Subject to available redraw balance

Keep more of your money with zero annual account fees

Fix your interest rate for a set period to keep your repayments stable.

• Protects against interest rate increases during the fixed term
• Helps with budgeting and repayment planning

Choose a fixed term that suits your needs.

• Shorter terms offer more flexibility
• Longer terms provide greater repayment certainty (No 4-year term currently offered)

Make additional repayments during your fixed term within the allowed limit.

• Up to $9,999 per calendar year
• Helps reduce interest and loan balance faster
• Exceeding this limit may incur break costs

Access extra repayments made during the fixed term if required.

• Minimum redraw amount of $500 and maximum of $50,000
• Only available once the loan reverts to variable
• Access via internet banking or in branch
• Subject to available redraw balance

Keep more of your money with zero annual account fees

Fix your interest rate for a set period to keep your repayments stable.

• Protects against interest rate increases during the fixed term
• Helps with budgeting and repayment planning

Choose a fixed term that suits your needs.

• Shorter terms offer more flexibility
• Longer terms provide greater repayment certainty (No 4-year term currently offered)

Make additional repayments during your fixed term within the allowed limit.

• Up to $9,999 per calendar year
• Helps reduce interest and loan balance faster
• Exceeding this limit may incur break costs

Access extra repayments made during the fixed term if required.

• Minimum redraw amount of $500 and maximum of $50,000
• Only available once the loan reverts to variable
• Access via internet banking or in branch
• Subject to available redraw balance

Keep more of your money with zero annual account fees

Fix your interest rate for a set period to keep your repayments stable.

• Protects against interest rate increases during the fixed term
• Helps with budgeting and repayment planning

Choose a fixed term that suits your needs.

• Shorter terms offer more flexibility
• Longer terms provide greater repayment certainty (No 4-year term currently offered)

Make additional repayments during your fixed term within the allowed limit.

• Up to $9,999 per calendar year
• Helps reduce interest and loan balance faster
• Exceeding this limit may incur break costs

Access extra repayments made during the fixed term if required.

• Minimum redraw amount of $500 and maximum of $50,000
• Only available once the loan reverts to variable
• Access via internet banking or in branch
• Subject to available redraw balance

Keep more of your money with zero annual account fees

Fix your interest rate for a set period to keep your repayments stable.

• Protects against interest rate increases during the fixed term
• Helps with budgeting and repayment planning

Choose a fixed term that suits your needs.

• Shorter terms offer more flexibility
• Longer terms provide greater repayment certainty (No 4-year term currently offered)

Make additional repayments during your fixed term within the allowed limit.

• Up to $9,999 per calendar year
• Helps reduce interest and loan balance faster
• Exceeding this limit may incur break costs

Access extra repayments made during the fixed term if required.

• Minimum redraw amount of $500 and maximum of $50,000
• Only available once the loan reverts to variable
• Access via internet banking or in branch
• Subject to available redraw balance

Keep more of your money with zero annual account fees

Fix your interest rate for a set period to keep your repayments stable.

• Protects against interest rate increases during the fixed term
• Helps with budgeting and repayment planning

Choose a fixed term that suits your needs.

• Shorter terms offer more flexibility
• Longer terms provide greater repayment certainty (No 4-year term currently offered)

Make additional repayments during your fixed term within the allowed limit.

• Up to $9,999 per calendar year
• Helps reduce interest and loan balance faster
• Exceeding this limit may incur break costs

Access extra repayments made during the fixed term if required.

• Minimum redraw amount of $500 and maximum of $50,000
• Only available once the loan reverts to variable
• Access via internet banking or in branch
• Subject to available redraw balance

Keep more of your money with zero annual account fees

Link your eligible offset account to your loan to reduce the interest you pay.

• Funds are offset daily against your loan balance
• Helps reduce interest while keeping your savings accessible
• No need to lock funds away

Access additional repayments you’ve made if you need funds.

• There is a maximum transaction amount of $5,000 for Internet Banking, which can be increased via the Contact Centre. Fees may apply to branch transactions, of which there is a $50,000 maximum transaction amount.
• Available only while your loan is on a variable rate
• Subject to available redraw balance

Make extra repayments at any time with no cap.

• Pay off your loan faster and reduce total interest
• No penalties for additional repayments on variable loans

Choose interest only repayments for an initial period if suitable.

• Available for up to 5 years
• Reverts to principal and interest repayments after this period
• May assist with short-term cash flow management

No set-up or ongoing account fees on an offset account available with eligible Principal & Interest Variable Rate Home Loans

Keep more of your money with zero annual account fees

Link your eligible offset account to your loan to reduce the interest you pay.

• Funds are offset daily against your loan balance
• Helps reduce interest while keeping your savings accessible
• No need to lock funds away

Access additional repayments you’ve made if you need funds.

• There is a maximum transaction amount of $5,000 for Internet Banking, which can be increased via the Contact Centre. Fees may apply to branch transactions, of which there is a $50,000 maximum transaction amount.
• Available only while your loan is on a variable rate
• Subject to available redraw balance

Make extra repayments at any time with no cap.

• Pay off your loan faster and reduce total interest
• No penalties for additional repayments on variable loans

Choose interest only repayments for an initial period if suitable.

• Available for up to 5 years
• Reverts to principal and interest repayments after this period
• May assist with short-term cash flow management

No set-up or ongoing account fees on an offset account available with eligible Principal & Interest Variable Rate Home Loans

Keep more of your money with zero annual account fees

Link your eligible offset account to your loan to reduce the interest you pay.

• Funds are offset daily against your loan balance
• Helps reduce interest while keeping your savings accessible
• No need to lock funds away

Access additional repayments you’ve made if you need funds.

• There is a maximum transaction amount of $5,000 for Internet Banking, which can be increased via the Contact Centre. Fees may apply to branch transactions, of which there is a $50,000 maximum transaction amount.
• Available only while your loan is on a variable rate
• Subject to available redraw balance

Make extra repayments at any time with no cap.

• Pay off your loan faster and reduce total interest
• No penalties for additional repayments on variable loans

Choose interest only repayments for an initial period if suitable.

• Available for up to 5 years
• Reverts to principal and interest repayments after this period
• May assist with short-term cash flow management

No set-up or ongoing account fees on an offset account available with eligible Principal & Interest Variable Rate Home Loans

Keep more of your money with zero annual account fees