Features & Benefits
A low ongoing rate of just 10.76% p.a*
Who can apply for a card
You can only apply for a Credit Card as an individual. To apply you need to:
- be at least 18 years old.
- have a regular income.
- be a permanent Australian resident.
- be able to make your repayments.
A chance to win a trip to Singapore Race Weekend
Pay with your Border Bank Visa Debit or Credit Card and you could win a trip to the Singapore Race Weekend.
Important Information
You can only apply for a Credit Card as an individual. To apply you need to:
- be at least 18 years old.
- have a regular income.
- be a permanent Australian resident.
- be able to make your repayments.
Applications are subject to approval. Terms, conditions, fees, charges and credit criteria apply. Interest rates are current, as at 05/06/26 and are subject to change, and we may vary the rate offered at any time without prior notice to you. Interest rates and fees please click here.
*Receive up to 55 days interest free on your purchases, if you pay the closing balance each month (including any accrued interest, fees and charges) on each statement in full by the due date. There is no interest free period for balance transfers and cash advances. Interest is calculated on these items from the day of the transaction. Annual fee waived for first year in advance and is then charged on the first anniversary year and every year after. Annual fee waiver can be withdrawn at any time.