Transaction Account
Savings Accounts
Term Deposits
Internet Banking
Mobile Banking App
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Overseas Transfer / Currency
ATMs
eStatements
Features & Benefits
A low ongoing rate of just 10.76% p.a*
Up to 55 days interest free period on purchases*
Annual fee waived for the first year*
Can be used at over 29 million Visa outlets in over 250 Countries around the world
ATM access to your funds World Wide
Additional Card Available
Access to Visa Offers & Perks
Key Facts Sheet about this Credit Card
Who can apply for a card
You can only apply for a Credit Card as an individual. To apply you need to:
- be at least 18 years old.
- have a regular income.
- be a permanent Australian resident.
- be able to make your repayments.
A chance to win one of 50 cash prizes
Simply pay with your Border Bank Visa Credit or Debit Card for your chance to win.
Important Information
You can only apply for a Credit Card as an individual. To apply you need to:
- be at least 18 years old.
- have a regular income.
- be a permanent Australian resident.
- be able to make your repayments.
Applications are subject to approval. Terms, conditions, fees, charges and credit criteria apply. Interest rates are current, as at 05/06/26 and are subject to change, and we may vary the rate offered at any time without prior notice to you. Interest rates and fees please click here.
*Receive up to 55 days interest free on your purchases, if you pay the closing balance each month (including any accrued interest, fees and charges) on each statement in full by the due date. There is no interest free period for balance transfers and cash advances. Interest is calculated on these items from the day of the transaction. Annual fee waived for first year in advance and is then charged on the first anniversary year and every year after. Annual fee waiver can be withdrawn at any time.