- 2-Year Fixed Rate Owner Occupier & Investment, Principal & Interest Home Loans have now been reduced.
- 1-Year Fixed Rate Owner Occupier & Investment, Principal & Interest Home Loans have now been reduced.

Following the Reserve Bank of Australia’s (RBA) decision to reduce the official cash rate by 0.25% p.a. we’re reducing our home loan variable rate interest rate by 0.25% p.a.
Home Loans
For new borrowers: Effective August 22, 2025, we will decrease the variable interest rates for existing owner-occupied and investment home loans by 0.25% p.a.
For existing borrowers: Effective August 22, 2025, we will decrease the variable interest rates for new owner-occupied and investment home loans by 0.25% p.a. affecting repayments from August 22, 2025.
Savings Accounts
We are reducing some of our interest rates on the following products;
The rates for each balance tier apply to the entire account balance, up to the limits stated.
We’re making some changes to our interest rates, effective April 4, 2025.
We’re decreasing our 2 year Fixed Rate for Owner Occupier and Investment, Principal and Interest Home Loans by 0.50% p.a. For more information visit Home Loan Interest Rates.
We are decreasing our interest rates on our owner-occupied, principal and interest, two-year and three-year fixed rate home loans effective March 8 2024.
Please visit our interest rate page to find out more.
We are increasing some interest rates on two of our savings products effective January 1, 2024.
Bonus Saver – Bonus rates on our Bonus Saver account are going up by 0.25%, increasing the interest rate to 4.50% p.a. (subject to eligibility criteria)
Saving Plus –The interest rates will increase in the $100,000-$249,000 tier of our Savings Plus product to 4.50% p.a.
Please visit our interest rate page to find out more.
Following the Reserve Bank of Australia’s (RBA) decision to raise the cash rate on all Variable rates by 0.25%, all Fixed Rates, Owner occupiers, Investment, P&I and IO by 0.30%, 0.40% and 0.80% before 24th of November.
What’s Changing:
For new borrowers: Effective 24th November 2023, we will increase the interest rates for new variable home loan borrowers by 0.25%.
For existing borrowers: Effective 1st of December we will be increasing the interest rate for existing home loan borrowers (both Owner Occupier, P&I and IO) by 0.25% affecting repayments from 1st January 2023.
1-year fixed rate increase by 0.30%
2-year fixed rate increase by 0.30%
3-year fixed rate increase by 0.40%
5-year fixed rate increase by 0.80%
Please visit our Home Loan page and interest rate page to find out more.
We have exciting news to share regarding some Interest Rate changes to our First Home Loan Fixed Rate IO and P&I products. These changes will be effective on the 17th October 2023.
Please visit our Home Loan page and interest rate page to find out more.
Home Loan
After careful consideration we will be increasing 2, 5, 7, 9 Month Term Deposits. These changes will be effective on the 25th August 2023.
New Business:
Information about the new rates is available here.
Following the Reserve Bank of Australia’s (RBA) recent decision to not raise interest rates on August 1st, we will also not be raising interest rates for our borrowers as a result.