A target market determination (TMD) seeks to offer consumers, distributors and staff with an understanding of the class of consumers and therefore the target market for which these products have been designed, having regard to the objectives, financial situation and needs of the target market.
Home Loans
- Customs Value Home Loan – Effective from 31st October 2025
- Customs Value Bridging Loan – Effective from 3rd February 2025
- Goldrate Home Loan – Effective from 31st October 2025
- Goldrate Bridging Loan – Effective from 3rd February 2025
- First Home Loan – Effective from 31st October 2025
Transactions & Savings Accounts
- Easy Access – Effective from 30th July 2025
- U30 SUPER CHARGE – Effective from 30th July 2025
- Savings Plus – Effective from 30th July 2025
- Safeguard – Effective from 30th September 2025
- Bonus Saver – Effective from 30th September 2025
- Dynamo/Flex Account – Effective from 30th September 2025
- Retirement Plus Saver – Effective from 30th July 2025
- Mortgage Offset – Effective from 30th July 2025
Term Deposits
- Edvest Int on Maturity – Effective from 5th October 2021
- Edvest Int Paid Fortnightly – Effective from 5th October 2021
- Edvest Int Paid Six Monthly – Effective from 5th October 2021
- Special TD Int on maturity – Effective from 5th October 2021
- Special TD Int Paid monthly – Effective from 5th October 2021
- Standard Int on Maturity – Effective from 5th October 2021
- Standard Int Paid Monthly – Effective from 5th October 2021
- Standard Int Paid Six Monthly – Effective from 5th October 2021
Personal Loans
- Personal Loan Secured and Unsecured – Effective from 3rd February 2025
- Car Loan – Effective from 3rd February 2025
Credit Cards & Overdrafts
- Standard Credit Card – Effective from 5th October 2021
- Overdraft Card – Effective from 5th October 2021